What is iDEAL?

iDEAL allows you to make online purchases in a familiar, secure and simple way. iDEAL is the system that links you directly to your online banking application when you buy online. To start using iDEAL, you don’t need to register, download any files or open an account. If you already have online banking with ABN AMRO, Fortis, Postbank, Rabobank or SNS Bank, you can make payments using iDEAL right away. The transaction is completed swiftly and simply in the familiar online banking environment of your own bank – paying in a way you are already familiar with.

How does iDEAL work?

A few simple steps is all it takes to pay using iDEAL:

• Place your order
• Select iDEAL as payment method
• Select your bank
• This opens the familiar online banking application of your own bank
• The relevant details of your purchase will already be shown
• You merely authorise the payment in the usual manner
• Your bank confirms your payment
• You return to the online store – order accepted and payment successful!

Advantages for you as consumer

iDEAL offers several advantages compared with other payment methods:

• iDEAL involves paying by means of online banking, therefore familiar and secure systems.
• You can start using iDEAL right away. You do not need to register, download any files or open an account.
• You can start using iDEAL right now if you already have online banking with ABN AMRO, Fortis, Postbank, Rabobank or SNS Bank.
• iDEAL is easy and quick to use, with all transaction details already filled in for you and immediate confirmation of successful payment processing.
• You remain in control of your payment at all times. iDEAL payments are processed immediately and appear on your account straightaway.
• Your name and account number are not disclosed to the online store until you authorise payment. Unlike credit card payments, you remain in control of the release of your personal details.

What do I need to do to start making payments with iDEAL?

Paying by means of iDEAL simply involves using online banking with one of the participating banks for your online purchases. Wherever you see the iDEAL logo when shopping online, you can pay using iDEAL.

Click here for a list of online stores where you can pay with iDEAL.

You do not yet have online banking with one of the participating banks? Just get in touch with the bank of your choice and this can be quickly arranged. You’ll soon be able to buy online using iDEAL!